DraftStatus of the reform:
The care level calculator compares the current rules and the 2027 care reform. Find out in 5 minutes what new point thresholds, budgets and protected status mean for your family.
The law has not been passed yet. All figures are based on the government draft of 30 Sept 2026.
How the calculator works
about 5 minutesExample: Ilse, 81, lives alone, early dementia. Total 27.5 of 100 points.
Quick mode: rough estimate, may be off by one care level.
Next date: first reading in the Bundestag, Planned entry into force:
Dates according to the AOK legislation monitor (Gesetzesmonitor), as of 7 Oct 2026. Page last updated: 18 Oct 2026. Delays are possible.
Go through the six areas of the assessment and see the result under the new point thresholds. About 5 minutes.
Go to the calculatorCare allowance, in-kind benefit, local support and bridging budgets added up for your case.
View benefitsWill our care level stay, and what changes for us? Three questions, one clear answer.
Check protected statusClearly explained: applying for a care level, the assessment, objections and the 2027 reform.
View all guidesFor care levels 4 and 5 the threshold does not change. Government draft of 30 Sept 2026.
Care level 1: no care allowance. Government draft of 30 Sept 2026, not yet passed.
Objecting to a decision and processing times for applications: the dates you need to know.
View deadlinesApplication, request for a higher care level or objection: ready in 3 minutes.
Open template lettersRecord the help needed and go into the assessment well prepared. PDF to print.
Download PDFWhat the care insurance pays for or subsidises, for example a stairlift or an accessible bathroom.
View helpAnyone who knows today what applies from January can plan care, everyday help and replacement care calmly.
Prepare in seven steps